Cogent Bank, Florida’s Most Innovative Blockchain Bank, Joins FBBA

Cogent Bank is a state-chartered, full-service Florida based commercial bank.
Cogent offers a complete array of commercial banking, traditional lending, property
management and treasury management services to meet the unique needs of
their clients by offering creative solutions that assist in meeting both long- and
short- term objectives.

Cogents Team
Cogent’s team of more than 177 knowledgeable bankers have local decision-making
authority and are passionate about the success of our clients. Cogent is located in
Northeast Florida, Central Florida, Southwest Florida, and the greater Tampa
Bay area, but are only ever a phone call away.

Cogents Services
Our entrepreneurial spirit drives innovation at Cogent. We offer products
from a variety of diversified verticals including Property Management,
Cannabis Banking, Blockchain-Enabled Companies, Premium Finance Lending
and Public Finance to name a few. Keeping a foot in both worlds, our product
expansion is not limited to nontraditional services. Banking is rapidly evolving,
but we believe it is essential to continue to support and expand traditional
banking services like Small Business Lending (SBA), USDA, Private Banking,
Residential Lending, and Specialty Finance, including Asset Based Lending.


Cogent partnered with TassatPay at the beginning of 2022 to offer instantaneous, secure, real-time payments.

“Providing our B2B clients with instantaneous payments using the power of blockchain
technology, in a regulatory-compliant manner, is critical for competing in today’s fast-paced digital economy,” says Chirag Bhavsar, president of Cogent Bank. “Our B2B clients recognize that blockchain enabled payments offer better fraud protection, faster settlement, reduced inefficiencies and lower costs that benefit their clients. Most importantly, TassatPayTM can be adopted without disruption to our operations and the services we provide to our clients.”

The agreement with Cogent Bank follows record interest by banks across the country in TassatPayTM. Cogent Bank is the latest institution to turn to New York City-based Tassat Group, the engine behind the largest bank provider in this space. Tassat Group also recently signed an agreement with Customers Bank to provide blockchain-enabled payment capabilities, resulting in $1.5 billion in additional deposits at the end of its third quarter on Sept. 30, 2021. In addition, Western Alliance Bancorporation announced that it will implement a fully integrated digital banking platform for its customers powered by TassatPayTM.

Some of Cogents diversified and sophisticated products include:
• Full suite of Treasury Management products and services
• State-of-the-art Mobile Banking service with enhanced security
including touch ID and facial recognition
• Competitive International Exchange Rates and
International Wire Transfer services
• Payment Fraud Prevention with Check Positive Pay,
ACH Positive Pay and ACH Block
• EFT services to process/originate global transactions
• Banking services for the medical cannabis industry
• TassatPay – a 24/7/365 payment platform powered by blockchain technology


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